Payment Options - Central New York Eye Center - Dr. Lawrence K. Fox

At Central New York Eye Center, we like to offer our patients the most convenient methods of payment. We participate with many insurance companies such as Medicare, CDPHP, MVP, Blue Cross Blue Shield, Aetna - to name a few. Please call our office to see if we participate with your insurance company.

For added convenience we also accept major credit cards, such as: Visa, Mastercard and Discover.

For procedures not covered by insurance, such as LASIK, PRK, crystalens and ReStor, we provide financing through Capitol One with 0% interest for 12 months to qualifiying applicants.

We also encourage our patients to take advantage of their Flexible Spending Accounts.

FSA's allow an employee to set-aside pre-tax dollars out of every paycheck to be used for medical expenses and/or procedures. Patients can literally save hundreds of dollars using an FSA plan to pay for an elective procedure such as LASIK, ReStor or crystlens -because these programs use pre-tax dollars. We can assist you with the payment process if you are using your FSA to pay for your procedure.

What is a Flexible Spending Account (FSA)?
Essentially, FSA’s allow an employee to set-aside pre-tax dollars out of every paycheck to be used for medical expenses and/or procedures. Because these programs use pre-tax dollars, using an FSA plan to pay for an elective procedure such as LASIK, patients can save literally hundreds of dollars.

FSA’s are also referred to as Flex-125, a Tax Savings Plan, Medical Spending Account, Section 125, or Cafeteria plan.

How do employees sign up for a Flexible Spending Account?
During a period known as open enrollment, employees can sign up to participate in their company’s FSA plan for the upcoming year. Each month a specified amount will be deducted from the employee’s paycheck and deposited in a special account to be used for medical procedures that insurance does not cover.

When can the employee use the money in a Flexible Spending Account?
Most employers allow employees to withdraw money before the dollar amount has accrued in the employee’s account.

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